Fixed Rate Loans
In uncertain times, the comfort of consistent payments gives you the ability to plan ahead
30 Years, 20, 15, 10... The choice is yours.
Fixed rate mortgage loans come in various types, and are generally the most popular loans for those looking to buy or refinance their homes. This is due to the security that fixed mortgage rates provide, ensuring consistent monthly payments, without worry or hassle about changing interest rates. If you are planning to own your home for several years or more, a fixed rate home loan may be your best option. The most popular loan program is the 30 Year Fixed Rate Home Loan, but 20 year, 15 year, and 10 year fixed rate loans are also popular.
Why get a fixed rate loan?
• Get the security of an interest rate and payment that won't change.
• Make budgeting easier.
• Put as little down as 3%.
• Federally insured FHA Fixed Rate loan programs are also available (starting at 3.5% down!)